Your Truck Insurance
Questions, Answered.

No. Safeline is an independent insurance brokerage. We work with multiple insurance carriers to shop your coverage, then support you with certificates, filings, renewals and claims after you buy. Your policy is issued by the carrier we place you with.

Most policies combine auto liability, which covers damage you cause to others, with motor truck cargo for the loads you haul and physical damage for your own equipment. Depending on your operation, you may also need non-trucking liability, trailer interchange, reefer breakdown, general liability, workers’ compensation or excess liability.

For most for-hire trucking companies hauling general freight across state lines in vehicles 10,001 pounds or more, the FMCSA minimum is $750,000. Hazardous materials haulers need more, from $1 million to $5 million depending on the load. Many brokers and shippers ask for $1 million, so we look at both your legal minimum and what your contracts require.

Cost depends on your operation, equipment, drivers, loss history, radius, and state. Use the quick estimate on the home page for a starting range, then request an actual quote for pricing based on your details.

Your USDOT number if you have one, the number of trucks and drivers, the type of freight you haul, your current insurance and renewal date, and driver information. New ventures can start without a USDOT number.

Yes. We help new ventures line up the right insurance and get the required insurance filing to FMCSA, so your authority can go active.

It covers a leased owner-operator when the truck is not under dispatch. The trucking company you’re leased to usually requires it, and it works alongside their policy.

Send us the certificate holder’s details any time, day or night, and we’ll get it out quickly. Timing can depend on the carrier and the policy.

Yes. Qualifying fleets may be eligible for reporting-policy structures, subject to carrier eligibility and underwriting. Ask our Fleet Team.

Payment plans and premium finance options may be available depending on the carrier and underwriting.

We suggest starting 60 to 90 days before your policy expires. That leaves time to compare carriers and fix any open items.

Contact an agent as soon as you get the notice, and have your USDOT number, truck and driver details and current policy information ready. We prioritize urgent submissions and work to find replacement options as quickly as possible. Coverage always depends on underwriting and carrier approval.

Call the claims number on your policy or insurance card. Most carriers take claims 24/7. If you can’t find it, call us at (818) 452-8888 and we’ll help.